At $0.035, analysts suggest MUTM could be best crypto coin to buy before ETH reaches $6,000

Ethereum (ETH) is once again getting close to new highs, and many think it could rise above $6,000 as demand rises due to more institutional flows.

But since crypto values are still changing a lot nowadays, investors are not only keeping an eye on ETH; they are also looking for the next big cryptocurrency that might make them a lot of money.

As it moves through its presale Phase 6 at under $0.035, Mutuum Finance (MUTM) is getting a lot of attention.

Analysts say it might be the greatest crypto coin to keep an eye on before the year’s most anticipated ETH rise.

Ethereum (ETH) forecast

Ethereum (ETH) is forecasted to hit $6,000 by the end of 2025, trading at ~$4,203 as of September 23, 2025, with a 24-hour trading volume of $37.07 billion.

This projection, supported by analysts like Gov Capital and DigitalCoinPrice, stems from robust ETF inflows exceeding $11 billion since July, led by BlackRock’s iShares Ethereum Trust holding 3.49 million ETH.

Institutional adoption, including corporate treasuries like SharpLink Gaming adding $400 million, and Layer-2 scaling driving 1.74 million daily transactions, bolsters the outlook.

Mutuum Finance (MUTM) unlocks a new era in DeFi

Mutuum Finance (MUTM) is positioning itself as a dual-model DeFi platform that will serve both traditional and risk-tolerant users.

Its Peer-to-Contract (P2C) lending will allow investors to supply assets like BTC, ETH, or stablecoins into liquidity pools to earn predictable interest, while Peer-to-Peer (P2P) lending will provide flexibility for riskier tokens such as SHIB, PEPE, or DOGE through individually negotiated terms.

This design is intended to combine scalability, security, and versatility in ways few lending protocols have managed.

Beyond the lending foundation, Mutuum Finance (MUTM) will launch a decentralized stablecoin pegged to $1, minted only against collateral and burned when loans are repaid or liquidated.

Governance will oversee interest rates to keep the peg stable, while arbitrage will strengthen the $1 balance over time.

This stability framework is further supported by Chainlink-powered oracles, backed up with fallback feeds and decentralized exchange time-weighted averages (TWAPs), ensuring liquidation events remain safe and transparent even during volatile swings in crypto prices.

Another innovation in the Mutuum Finance (MUTM) ecosystem is its approach to borrowing interest and liquidity management.

The platform will adopt a utilization-based system, meaning that when liquidity is abundant, borrowing costs stay low, while during periods of high demand, interest rates rise to attract more deposits.

For lenders, this design increases yield potential without compromising borrower access.

To complement lending, Mutuum Finance (MUTM) introduces mtToken staking and MUTM buybacks.

Users staking mtTokens will earn MUTM rewards, while protocol-generated revenue will be used for open-market buybacks of MUTM tokens.

Those repurchased tokens will then be redistributed to stakers, creating an ongoing incentive loop that links platform usage directly to staker rewards.

Presale momentum and investor examples

The presale for Mutuum Finance (MUTM) has already proven to be one of the most closely tracked token sales in 2025.

Out of its 4 billion total supply, Phase 6 offers 170 million tokens at $0.035, and over 50% of this allocation is already sold.

The presale has raised more than $16.23 million so far, supported by a growing community of more than 16,600 holders.

Importantly, Phase 7 is scheduled to increase the token price to $0.040, marking a 15% jump from current levels.

Early participants are already seeing transformative growth. For instance, an investor who swapped $10,000 worth of BTC or SOL during Phase 1 at $0.01 now holds MUTM valued at $35,000 at Phase 6, locking in a +250% paper gain even before the token lists.

Once the listing price of $0.06 is reached, the same allocation will be valued at $60,000, representing a +500% unrealized gain.

Analysts further project that once the beta platform launches and expected listings on exchanges such as Binance, KuCoin, Coinbase, Kraken, or MEXC go live, MUTM will be positioned to climb multiples higher as adoption accelerates.

This trajectory becomes even more compelling as ETH approaches $6,000.

Investors who are weighing whether crypto is a good investment during a time of rising valuations are increasingly studying crypto charts and realizing that diversifying into utility-driven tokens under $1 like MUTM offers greater upside than holding only large caps.

Instead of risking exposure to the next crypto crash, many are hedging by entering early-stage projects with practical use cases that drive organic demand.

Roadmap and security anchors build confidence

Mutuum Finance (MUTM) has made a clear plan for the next four phases. The framework is already in place, with presale start, marketing campaigns, and token auditing.

The next steps are to develop smart contracts, finish the front-end and back-end, do beta testing, and do security audits.

All of these steps will lead to the introduction of a live platform with support for many chains and partnerships with institutions.

Security is also a major part of Mutuum Finance (MUTM)’s appeal. The project has undergone review by CertiK, recording a Token Scan Score of 90 and a Skynet Score of 79.

Additionally, Mutuum Finance (MUTM) has committed to a $50,000 bug bounty program to reward ethical hackers who identify vulnerabilities, alongside an ongoing $100,000 giveaway to expand its community and reward early supporters.

It’s evident that now is the time to buy, since presale Phase 6 is nearly 50% sold and Phase 7 is about to start at $0.040.

Mutuum Finance (MUTM) is a new type of lending that uses stablecoins, powerful oracle integration, and a staking buyback scheme to reward people who take part.

As crypto prices keep going up and ETH gets closer to $6,000, analysts are focusing on MUTM at $0.035 as a rare chance among crypto coins that offers more than just speculation; it also has real use, growth, and security.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post At $0.035, analysts suggest MUTM could be best crypto coin to buy before ETH reaches $6,000 appeared first on Invezz