AVAX up 11.8% to $24.46; analysts pick DeFi token to beat it in ROI

The recent surge of Avalanche (AVAX) to $24.46 after an 11.8% gain has once again proven how quickly strong Layer-1 tokens can ignite market attention.

When one major blockchain delivers a rally, traders often start scanning the market for the next big performer—particularly in DeFi, where utility and adoption can accelerate returns even faster.

While AVAX enjoys the spotlight, analysts are now eyeing Mutuum Finance (MUTM), a Layer-2-integrated DeFi protocol currently in presale, designed to bring high transaction speeds and low gas fees to a lending and borrowing ecosystem that directly challenges established players.

Avalanche (AVAX) jumps to $24.46

Avalanche (AVAX) surged 11.8% over the past week, reaching ~$24.46, outperforming the crypto market’s 2.8% gain, per CoinGecko data.

The rally, with a 24-hour trading volume of $612.3 million, is driven by a $250 million real-world asset (RWA) tokenization initiative via Grove and Visa’s expanded USDC and PYUSD settlement integration, announced August 10, 2025, per posts on X. 

Technical indicators show AVAX breaking $23.72 resistance, with RSI at 59.4 and support at $22.24, per TradingView.

On-chain data reveals a 40% transaction volume spike to $1.2 billion and whale accumulation of $60 million, per crypto.news.

Analysts project a $30 target if $26.53 clears, but macro pressures like US tariffs and a slight DeFi TVL dip to $1.95 billion pose risks. A drop below $22.24 could test $20.57.

Smart lending in action with AVAX and BONK

Mutuum Finance (MUTM) will combine advanced liquidity mechanics with a user-friendly structure, offering two distinct lending models—P2C (peer-to-contract) and P2P (peer-to-peer)—to attract both conservative and aggressive DeFi participants.

These modes will enable the platform to serve stable asset lenders seeking predictable yields and speculative asset holders looking for ways to unlock liquidity without exiting their positions.

In the P2C model, lenders will deposit assets like AVAX, ETH, BTC, USDT, or other blue-chip tokens into audited smart contracts that pool liquidity for borrowers.

Rates will adjust dynamically based on pool utilization, ensuring capital efficiency while maintaining solvency through overcollateralization.

For example, lending 1,000 AVAX at a 65% loan-to-value (LTV) ratio in a pooled contract with 80% utilization will generate a 9.2% annual percentage yield (APY).

At AVAX’s current price, this position would deliver approximately $1,150 a year in stablecoin yield, all while the original AVAX remains in the lender’s portfolio.

Lenders will receive mtTokens representing their deposits, which accrue value as interest builds and can even be used as collateral themselves.

For more volatile tokens, Mutuum Finance (MUTM) will offer a P2P environment where borrowers and lenders negotiate terms directly.

In this model, a holder of BONK could use their tokens as collateral at a 50% LTV to secure a loan in USDT. This setup isolates higher-risk assets from the main liquidity pools, protecting platform stability while allowing speculative holders to leverage their portfolios for additional investment opportunities.

Presale momentum and early ROI scenarios

Currently in Phase 6 of its presale, Mutuum Finance (MUTM) is priced at $0.035, with more than $14.4 million already raised and over 15,250 holders onboard.

The project’s listing price is set at $0.06, and its presale phases have already rewarded early buyers significantly. For instance, an investor who swapped SOL for MUTM during Phase 2 at $0.015 now holds tokens worth 133% more at the current Phase 6 price.

Once the listing price is reached, that same holding will be worth 300% of its original purchase value—an ROI multiple that surpasses AVAX’s latest rally and demonstrates how quickly presale gains can accumulate.

The project has also secured a CertiK audit with a Token Scan score of 95 and a Skynet score of 78, underscoring its technical credibility.

Security incentives include a $50,000 bug bounty program with severity-based rewards and a $100,000 giveaway to reward community engagement, further building trust and activity ahead of launch.

Analysts point out that MUTM’s ROI potential over the coming months is not based solely on speculative hype.

The upcoming beta launch will invite real user interaction before the official release, accelerating total value locked (TVL) as users begin to test lending and borrowing.

Mutuum Finance (MUTM)’s buy-and-distribute mechanism will channel a portion of protocol revenue into repurchasing MUTM from the open market, distributing it to mtToken stakers.

This structure will not only incentivize long-term engagement but will also create consistent buy pressure to support price stability and appreciation.

Additionally, planned exchange listings on major platforms such as Binance, KuCoin, and MEXC will expand access to the token and bring fresh liquidity into the market.

Combined with stablecoin-pegged lending returns and isolated high-risk asset pools, these factors give Mutuum Finance (MUTM) a structural advantage that many early-stage DeFi projects lack.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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