Best crypto if you missed BTC? Analysts tip next big coin at $0.035

Bitcoin (BTC) was the first cryptocurrency to make a lot of money. Many investors saw BTC go from a few dollars to tens of thousands of dollars and realized too late that they had lost the first chance to buy it.

Analysts are now looking at which token might be the next major breakout, since crypto prices today still show that Bitcoin (BTC) is being used a lot by institutions.

Mutuum Finance (MUTM) is unusual because it combines utility, stablecoin innovation, and revenue-backed buybacks. Its presale price of only $0.035 makes it stand out.

Mutuum Finance (MUTM) introduces utility-backed growth

The goal of Mutuum Finance (MUTM) is to create a DeFi ecosystem where lending, borrowing, staking, and buybacks all work together in the same way. The decentralized stablecoin, which will always be pegged close to $1, will be the most important part of this system.

When people borrow against collateral like ETH, the stablecoin will be produced. When the loans are paid back or sold, the stablecoin will be burnt. Governance will change the borrowing rates to maintain the peg in place, and arbitrage will keep the price stable.

This stablecoin is more than simply a feature; it’s the base that makes the whole platform stronger. Mutuum Finance (MUTM) will offer a self-sustaining strategy that lowers sell pressure and raises long-term value when combined with staking rewards and revenue-driven token buybacks.

Analysts claim that this combination sets MUTM apart from other speculative cryptocurrencies since it has a functional core that attracts both risk-tolerant and stability-seeking investors.

The loan protocol will leverage complex mechanisms to manage liquidity and price discovery, in addition to the stablecoin. Chainlink oracles will be used to protect price feeds, and there will be backup systems in place to make sure they stay reliable.

Interest rates based on use will keep borrowing and lending in balance, while liquidation parameters will make sure that the protocol is always able to pay its debts. In a world where a crypto meltdown is always possible, this will offer Mutuum Finance (MUTM) the strength it needs to be attractive.

Presale momentum and future roadmap

Mutuum Finance (MUTM) is already in Phase 6 of its presale. It has raised over $15.51 million and given out 35% of its 170 million tokens. So far, more than 16,200 people have joined, which shows that there is a lot of interest.

The project has also been audited by CertiK, which gave it a Token Scan score of 95 and a Skynet score of 78. The last revisions were made in May 2025.

The team has started a $100,000 giveaway and a $50,000 Bug Bounty program that rewards community members based on how serious the issues are, with payouts ranging from $200 for low-level issues to $2,000 for major ones.

Investors can get in at a very low price of $0.035, but this stage won’t continue long. When Phase 7 starts, the price of the token will go up to $0.040, which means that anyone who buys in during this round will make a 15% profit right away.

Experts say that this presale price mechanism is similar to how the first people who bought Bitcoin (BTC) made the greatest money before the general public realized its potential.

The strategy for Mutuum Finance (MUTM) is just as ambitious and meant to give long-term holders peace of mind. Phase 1 has already included the start of the presale, an audit, the integration of an AI helpdesk, and notifications of listings.

Phase 2 will encompass the full development of the DApp infrastructure and the implementation of smart contracts. In Phase 3, there will be demo testing, further security assessments, and actions to make sure everything is in order.

Phase 4 will be the live launch. After that, there will be listings on exchanges, buybacks backed by income, and scalability over several chains. As the project reaches each milestone, it will become more useful and visible, making it stand out from other speculative tokens.

For investors who missed out on Bitcoin (BTC), the comparison of investments is easy. BTC started as a tiny experiment and has grown into a worldwide commodity that companies now see as treasury stock. Products like a crypto ETF have made it even more legitimate.

The price of Mutuum Finance (MUTM) is now $0.035, which is the first stage of its development. It has a decentralized stablecoin and revenue-backed mechanics to help it grow. Analysts are already talking about it as a possible candidate for the next big cycle.

Why the time to act is now

Phase 6 is already 35% sold, and the lowest price to get in will be gone forever when the price goes up to $0.040 in Phase 7. People who missed out on buying Bitcoin (BTC) are being told to think about this presale stage as their chance to get the best crypto.

In a market where people are mostly talking about crypto pricing, Bitcoin (BTC)’s corporate treasuries, and financial products like the crypto ETF, Mutuum Finance (MUTM) is pushing its case as the best choice that blends real-world usefulness with long-term potential.

MUTM is being set up as the token that retail investors will look back on as their own BTC moment. It has systems in place to handle market shocks and a plan that aims for live adoption.

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Best crypto if you missed BTC? Analysts tip next big coin at $0.035 appeared first on Invezz