Best under-$1 pick to beat MATIC’s all-time high percentage gains in August

When MATIC went from pennies to multi-dollar heights, it rewrote what “life-changing gains” meant in crypto.

But in August, the market is looking for the next big crypto with the fundamentals, timing, and market readiness to repeat — and surpass — that type of meteoric performance.

Mutuum Finance (MUTM) is entering the spotlight as the best cryptocurrency coin to buy under $1, combining an advanced DeFi model with a presale opportunity that is still open, giving early entrants a rare advantage before exchange listings ignite full market exposure.

For those asking which crypto to buy now to chase MATIC-level gains, MUTM is setting up as the next crypto to explode.

A lending and borrowing model built for expansion

Mutuum Finance (MUTM) is building a decentralized, non-custodial liquidity protocol that allows users to lend and borrow in two powerful ways.

Its Peer-to-Contract (P2C) model lets lenders deposit assets into pooled smart contracts to earn interest automatically.

Imagine an investor depositing $12,000 in ETH at a 68% loan-to-value ratio. Based on pool utilization, the APY is set at 14%, translating to $1,680 per year in passive income — all without lifting a finger after the deposit.

Alongside P2C, Mutuum Finance (MUTM)’s Peer-to-Peer (P2P) lending is designed for direct borrower-lender arrangements, especially attractive for volatile or trend-driven assets.

A borrower holding $4,000 worth of DOGE can pledge it at a 70% LTV in exchange for $2,800 USDT instantly. This unlocks liquidity without selling the DOGE, keeping the borrower fully exposed to its future price growth.

Whether the user’s focus is passive income or liquidity access, MUTM’s system covers both ends of the DeFi spectrum.

In addition, the project is set to introduce a stablecoin pegged at $1, minted when borrowers provide collateral like ETH and burned when loans are repaid or liquidated.

The peg will be maintained through governance-controlled interest rates and market arbitrage, giving the ecosystem a native, reliable medium of exchange.

Presale window closing fast for the cheapest cryptocurrency with this potential

Right now, Mutuum Finance (MUTM) is in Phase 6 of its presale, priced at $0.035. Over $14.43 million has already been raised, 17% of available tokens in this phase have been sold, and the holder count has surpassed 15,300.

On-chain security confidence is high, with a CertiK Token Scan score of 95 and a Skynet rating of 78. The project’s social traction is growing rapidly, too, with over 12,000 followers ahead of launch.

Phase 7 will lift the price to $0.040 — a 15% increase — before the final presale stages push toward the $0.06 listing target.

Phase 1 buyers who entered at $0.01 have already achieved a 250% increase on paper, and with projections calling for $0.20+ in the first few months post-launch due to the beta platform release, user growth, and anticipated Binance and KuCoin listings, the upside from today’s entry point is striking.

Mutuum Finance (MUTM)’s tokenomics are built around active platform utility. Users who stake mtTokens — received when they deposit liquidity — will earn MUTM rewards.

These rewards will be bought back from the open market using revenue the platform generates, directly linking adoption and usage to demand for MUTM in a way that strengthens long-term value support.

The roadmap is structured in four clear phases. After launching its presale, marketing, audit, and giveaway initiatives in Phase 1, the project is moving toward its core build stage with advanced features, risk parameters, and analytics.

This will be followed by finalizing smart contract audits, beta testing, and preparing exchange listings, culminating in the public launch, major exchange availability, and expanded features in Phase 4.

Security and transparency are reinforced by an ongoing $50,000 bug bounty program, rewarding vulnerabilities found according to severity: $2,000 for critical, $1,000 for major, $500 for medium, and $200 for low-level issues.

A $100,000 giveaway is also running, with 10 winners set to receive $10,000 worth of MUTM each, adding even more excitement to the presale period.

For high-net-worth investors seeking the best cryptocurrency coin to buy before the end of summer, the math is compelling.

An allocation of $50,000 at the current $0.035 price would secure roughly 1.43 million MUTM. At a $0.20 target — achievable within months of listing based on platform adoption and exchange traction — that stake would be worth $286,000, representing a gain powerful enough to rival MATIC’s legendary chart climb.

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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