BTC ETF inflows of $553M renew attention on DeFi, analysts note MUTM at $0.035 as a top pick

The approval and growing inflows into Bitcoin ETFs are changing how investors view the digital asset market.

With $553 million in inflows recently recorded, confidence in the sector is rising again, and the focus is shifting toward decentralized finance as the next growth frontier.

Analysts scanning crypto charts are highlighting projects with real-world applications, and Mutuum Finance (MUTM) has quickly emerged as one of the most discussed names in this context.

Positioned at just $0.035 during its ongoing presale, MUTM is gaining recognition as a token that merges affordability with utility.

BTC ETF inflows of $553M

Spot Bitcoin ETFs recorded a staggering $553 million in daily inflows on September 12, 2025, marking the strongest single-day performance since July and contributing to a $1.7 billion bullish streak over four days.

This surge, led by BlackRock’s iShares Bitcoin Trust (IBIT) with $238 million and Fidelity’s FBTC with $190 million, reflects renewed institutional confidence amid expectations of Federal Reserve rate cuts.

BTC traded at ~$115,455, up modestly with a 24-hour volume of $45 billion, as ETF assets surpassed $152.3 billion.

Technical indicators show BTC testing $112,000 support, with RSI at 52 and resistance at $116,713.

The inflows reversed August’s outflows, pushing AUM past $100 billion for BTC funds, while ETH ETFs added $113 million.

Social sentiment is optimistic, with analysts projecting a $121,500 and extended $130 target if $116,713 clears, but U.S. tariffs pose risks. A drop below $112,000 could test $105,000.

Mutuum Finance (MUTM): Presale momentum and lending mechanics

Mutuum Finance (MUTM) is currently in Phase 6 of its presale, with tokens priced at $0.035.

More than $16.23 million has already been generated, and over 16,600 holders are now part of the community.

Importantly, 50% of the 170 million tokens allocated to this phase are already sold, with the price set to rise by 15% to $0.040 in Phase 7.

For investors still wondering crypto is a good investment in this cycle, the numbers suggest growing trust and momentum around this project.

The platform’s Peer-to-Contract lending system will offer investors a way to put their assets to work.

For instance, depositing $10,000 worth of SOL into the protocol will generate mtSOL tokens, representing both the deposit and accrued earnings.

With an estimated APY of 14%, this investment will bring in $1,400 in passive income over a year.

Borrowers will also benefit, as those locking $2,500 worth of ADA as collateral will be able to borrow up to $1,875 without having to liquidate their positions.

This creates flexibility for users on both sides while reinforcing a cycle of demand for MUTM’s services.

Beyond P2C, Mutuum Finance (MUTM) will also feature a Peer-to-Peer lending model. This will cater to tokens outside the core pools, particularly those considered riskier, such as FLOKI and SHIB.

By isolating these assets, the platform ensures that volatility in speculative coins does not affect the health of the main pools, while still giving users an opportunity to earn higher returns.

Collateral and long-term value

Mutuum Finance (MUTM) places a strong emphasis on risk management, particularly through its collateralization and liquidation processes.

Leading assets such as ETH or BTC will be supported with Loan-to-Value ratios as high as 75%, while volatile meme tokens will have much lower limits, between 35–40%.

When collateral falls under thresholds, liquidations will be triggered. These liquidations come with built-in discounts that incentivize liquidators, ensuring the system remains solvent and attractive even during a crypto crash.

This structured approach will provide both lenders and borrowers with confidence that the system is robust under all market conditions.

What makes the investment case for Mutuum Finance (MUTM) compelling is not just its presale performance, but also the projected trajectory.

Take the example of an ETH holder who rotated $20,000 into MUTM during Phase 1 at $0.01. That investment now holds a value of $70,000 in Phase 6 at $0.035—a value gain of 250%.

At the listing price of $0.06, the same position will be worth an unrealized $120,000, reflecting a 500% increase on paper.

Analysts project 10x gains post-listing as inflows from Bitcoin ETFs spread into DeFi, with Mutuum Finance (MUTM) positioned to capture that attention through its beta launch and expected listings on leading exchanges like Binance, KuCoin, and Coinbase.

ETF momentum meets DeFi growth

The next big thing in growth will be DeFi, which is now getting attention from traditional finance through ETFs.

Mutuum Finance (MUTM), which was only $0.035 in its presale, fits perfectly with this change because it has solid lending models, strong risk controls, and a clear roadmap.

The approaching beta launch and major exchange listings should increase visibility at the opportune time.

For investors looking for projects that are in line with institutional inflows, Mutuum Finance (MUTM) is one of the best opportunities under $1 right now.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post BTC ETF inflows of $553M renew attention on DeFi, analysts note MUTM at $0.035 as a top pick appeared first on Invezz