BTC inflows $246M, ETH lose $788M, visionaries focus on $0.035 DeFi project

The most recent crypto charts reveal a big difference between Bitcoin (BTC) and Ethereum (ETH). Bitcoin (BTC) ETFs had $246 million in inflows, while Ethereum (ETH) ETFs saw $788 million in outflows.

This raises uncomfortable concerns for investors who want to know why crypto is down when institutional interest seems to be quite selective.

This difference in flows shows that even the biggest tokens might not expand. That’s why retail investors and people with a clearer vision are looking for the next ETH-like ROI story in presale initiatives with disruptive utility.

One project that has been getting a lot of interest is Mutuum Finance (MUTM), which is now in Phase 6 of its presale. The token costs $0.035, and more than $15.6 million has already been raised.

There are also more than 16,200 holders. About 38% of the 170 million tokens set up for this stage have already been taken, which makes people who are late feel rushed.

Phase 7 will raise the price by 15% to $0.040, which means that this is the last chance for investors to get MUTM at today’s lower price before the next step up.

BTC ETF inflows hit $246M, ETH loses $788M

Bitcoin (BTC) spot ETFs brought in $246 million in net inflows for the week ending September 5, 2025. This pushed BTC up to about $112,200, with a trading volume of $45 billion in 24 hours.

Ethereum (ETH) ETFs, on the other hand, lost $788 million, which caused the price to drop 3.3% to almost $4,300, with a volume of $37.07 billion.

BTC’s inflows show that institutions are confident, while ETH’s outflows show that people are being careful because of macroeconomic factors like U.S. tariffs and concern about the Federal Reserve.

Technical indications reveal that BTC is testing support around $112,000 and ETH is testing support at $4,220. The RSI for BTC is at 50, and the RSI for ETH is at 46.

If resistances pass, analysts think BTC will be worth $116,713 and ETH will be worth $4,868. But if they fall below $112,000 and $4,220, they might drop to $108,000 and $3,950, respectively.

Mutuum Finance (MUTM): early ROI parallels with Ethereum (ETH)

People know a lot about the first investors in Ethereum (ETH). People who bought during the token auction saw huge gains that changed their fortunes for good.

Mutuum Finance (MUTM) is starting similar conversations today by combining strong DeFi mechanics with an appealing entry point. For example, an investor who traded $5,000 worth of SOL or AVAX for MUTM in Phase 1 has already made a lot of money on paper by Phase 6, when the price had risen to $0.035.

With a listing price of $0.06, these benefits are likely to grow even more, which is exciting for people who know how powerful it is to get in on a project early.

Investors can use Mutuum Finance (MUTM) to access a platform that is geared toward genuine financial use cases, unlike passive speculating in a crypto ETF. Users can put stablecoins or blue-chip tokens like ETH and BTC into certified smart contracts in their P2C lending pools.

These deposits are turned into mtTokens, which earn interest automatically and can even be used as collateral again. For example, an investor who gives $15,000 in BUSD gets mtBUSD at a 1:1 ratio. With an average APY of 15%, the investor gets $2,250 in passive income per year while still being able to access the initial funds.

Borrowers get the same benefits. If you have $1,000 worth of ETH and don’t want to sell it, you can lock it up as collateral and borrow up to 75% of its value.

This approach lets you get liquidity without giving up the chance to make more money on your primary holdings. Smart contracts make lending and borrowing easier, which means that security and efficiency go hand in hand.

Building stability in volatile markets

It’s evident from the way things are right now that managing volatility is the most important thing. Mutuum Finance (MUTM) has built-in protections that keep both depositors and borrowers safe, even when the market is moving quickly. Loan-to-Value (LTV) ratios are carefully set.

Stablecoins like ETH can go up to 75% with an 80% liquidation barrier, whereas more volatile tokens can only go up to 35–40% LTV with thresholds closer to 65%. These cautious steps keep collateralized holdings healthy and make liquidation operations profitable for liquidators without upsetting the system.

When the market becomes less liquid, the protocol automatically raises the rewards for liquidators to step in, making sure that distressed holdings are closed down quickly.

Reserve factors, which range from 10% for stable assets to 38% for risky ones, give investors extra protection against risks that could lead to more problems.

The platform’s open approach to security also helps build trust. A CertiK audit of Mutuum Finance (MUTM) gave it a 95 Token Scan Score and a 78 Skynet Score. The team has also started a $50,000 bug bounty program that pays ethical hackers up to $2,000 for important discoveries.

This makes defenses stronger and gets more developers involved. A $100,000 giveaway has also been announced to reward people who believed early on. Ten winners will each get $10,000 worth of MUTM tokens.

Investors will soon be able to observe how lending, borrowing, and managing liquidity work together in real life when the beta version comes out around the time of the listing.

The plan also includes Layer-2 integration to lower transaction costs and a proprietary stablecoin, all of which are meant to make the platform more useful and popular.

Importantly, top-tier exchanges like Binance, KuCoin, Coinbase, Kraken, and MEXC are getting ready to list these tokens. This will give them the kind of visibility and accessibility that has historically driven demand for tokens.

Conclusion

The $0.06 listing charge is just the start of what is to come. Mutuum Finance (MUTM) has everything it needs to flourish like Ethereum (ETH) did in its early days, as more people use it and it gets more attention.

As Bitcoin (BTC) settles around institutional flows and Ethereum (ETH) fights outflows, the hunt for big profits will only get more intense. Investors don’t only want to know why crypto is down anymore.

They want to find the new generation of DeFi enterprises that mix new ideas with long-term viability. Mutuum Finance (MUTM) is exactly that chance. It links vision with action and pledges to follow the same path to return on investment (ROI) as the first people who believed in Ethereum (ETH).

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post BTC inflows $246M, ETH lose $788M, visionaries focus on $0.035 DeFi project appeared first on Invezz