ETH, BTC led last cycle; analysts say $0.035 DeFi Alt could own the next

Every time the crypto market fluctuates, it picks its winners. In the past bull run, Bitcoin (BTC) went from being unknown to being the most popular cryptocurrency in the world.

Ethereum (ETH) became the basis for decentralized finance. But things change, and new leaders constantly come along.

This time, analysts are looking at Mutuum Finance (MUTM), a presale DeFi token that costs $0.035 and has new lending systems, stablecoin mechanics, and liquidity controls that are meant to change decentralized finance in the future.

DeFi innovation through Mutuum

The dual financing concept is what makes Mutuum Finance (MUTM) strong. Peer-to-contract (P2C) lending puts a lot of emphasis on safety for cautious investors. For example, if a customer puts up $20,000 in BNB with a loan-to-value ratio of 75%, they can get $15,000 in USDC.

The lender makes $1,800 a year on the amount they lend out at a pool utilization rate of 80% and an annual percentage yield of 9%. This gives investors who want steady returns a solid basis to work with.

Peer-to-peer (P2P) lending, on the other hand, is for people who want to make more money from risky markets. A PEPE borrower who wants to borrow $1,000 DAI at 18% APY can find a lender who is willing to do so.

The lender gets $180 a year, and the risk is kept out of the main liquidity pools. As the crypto investing sector grows beyond simple hype cycles, many people are looking for this balance between safety and opportunity.

Many projects don’t have the freedom that borrowing and repayment processes give them. Users can borrow stablecoins against blue-chip collateral, pay them back when it’s convenient for them, and pay off any interest that has built up.

When you pay back a stablecoin, it is burned, which keeps the peg stable. This procedure makes the system more stable and helps it grow over time.

Managing liquidity is another reason why people are paying attention to Mutuum Finance (MUTM). ETH and stablecoins have larger LTV ratios, up to 75%, and an 80% liquidation barrier to protect the system.

On the other hand, more volatile assets like DOGE, FLOKI, and TRUMP have a maximum LTV of 35–40% and harsher rules for liquidation. These risk parameters keep the ecosystem stable, giving both retail and institutional investors a sense of security that is unique in early-stage tokens.

Presale acceleration and the next cycle’s candidate

The Mutuum Finance (MUTM) presale is gaining traction. Phase 6 has now raised $15.5 million in commitments. Over 16,200 holders have bought 35% of the 170 million allocation. A CertiK audit confirmed that the project’s security standards were met.

The project got a Token Scan score of 95 and a Skynet score of 78. There is still a lot of community involvement, thanks to a $100,000 giveaway and a $50,000 Bug Bounty program that pays up to $2,000 for important discoveries.

The current presale price is $0.035, and it will go up to $0.040 in Phase 7. This is making those who are investing in crypto at the ground floor feel like they need to act quickly.

The investment trip is already showing that it is interesting. A Phase 1 buyer who spent $10,000 on AVAX at $0.01 per token got 1,000,000 MUTM. At today’s price of $0.035, the position has risen to $35,000, which is 3.5X what it was worth before it was listed on paper.

With a baseline listing aim of $0.06, the same allocation will be worth $60,000, which is a 6x return before taking into account exchange exposure and beta adoption.

Analysts say that once more listings are added and the beta launch brings genuine borrowing and lending activity, the stage will be set for long-term exponential development. Analysts think that Mutuum Finance (MUTM) has the right parts to be the leader in the next cycle.

By combining with Chainlink oracles, it ensures that prices are found correctly by using decentralized data and fallback feeds. The DApp launch, exchange listings, institutional alliances, and multi-chain expansion are all steps along the way from Phase 2 to Phase 4 of the roadmap.

These steps will help the project continue to grow. Also, the buyback-and-distribute approach makes platform revenue and staker rewards the same, which keeps demand high and encourages loyalty.

Final words

The fear and greed index shows that the market is moving away from speculation and toward structured platforms. Bitcoin (BTC) and Ethereum (ETH) were the most popular cryptocurrencies in the last cycle. Now, investors are actively looking for fresh prospects where the fundamentals support huge gains.

Mutuum Finance (MUTM) is trading at the same early-stage prices that ETH and BTC used to trade at. This gives today’s investors a chance that experts say is the very definition of forward-looking crypto investment.

The presale is already 35% sold out in Phase 6, and the price will soon go up to $0.040. Bitcoin (BTC) and Ethereum (ETH) were the leaders in the last cycle, but this time the market is ready for new leaders.

Mutuum Finance (MUTM) is the DeFi alt that analysts think is set to take over the next cycle for investors looking for the next big thing.

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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