Expert says no meme season this year and advises traders to look for $0.035 crypto for quick 23x

As excitement around meme coins fades, experts are urging traders to look toward utility-driven DeFi projects that offer tangible returns.

Analysts note that hype-driven tokens may dominate headlines but rarely deliver sustainable gains.

In contrast, Mutuum Finance (MUTM), priced at $0.035 during its presale, is emerging as a platform with real mechanics capable of generating quick and meaningful returns.

Its design centers on lending, borrowing, and stablecoin utilities, providing a foundation for growth beyond mere speculation.

Mutuum Finance (MUTM): Utility over hype

Mutuum Finance (MUTM) is engineered to support a robust decentralized finance ecosystem.

Its stablecoin mechanics rely on overcollateralized minting, ensuring that new tokens are issued only when sufficient approved collateral is provided.

Governance-driven interest adjustments will maintain the peg to $1, while arbitrage across trading channels will stabilize market imbalances.

Automatic liquidation mechanisms will safeguard solvency by closing risky positions before they endanger the system.

Layer-2 integration will enable faster and cheaper transactions compared to traditional Layer-1 networks, increasing adoption and utility.

Borrowers will have the ability to access liquidity without selling their assets.

For example, a $12,000 SOL deposit can unlock $6,000 USDT at a 50% loan-to-value ratio, preserving exposure to SOL while gaining operational liquidity.

Depositors can earn passive income by contributing to liquidity pools.

A $15,000 USDT deposit in mtUSDT at 1:1 will yield around 15% APY, creating $2,250 in yearly returns while supporting platform lending activity.

Collateral thresholds are dynamically managed: high-liquidity assets receive higher LTVs, while volatile tokens face stricter limits, with automatic liquidations executed by professional liquidators to protect the system.

Presale momentum and market mechanics

Phase 6 of the Mutuum Finance (MUTM) presale has brought in $16 million. Over 16,400 people now own 42% of the 170 million tokens that were available.

The price right now is $0.035. Phase 7 will boost it to $0.040, which is a 15% increase.

The presale is the final chance to get MUTM tokens at a lower price before more people learn about them and demand rises.

The beta launch coming soon will let early investors use the lending, borrowing, and staking functions directly, which will help adoption and price growth even more.

Chainlink is the main feed for Mutuum Finance (MUTM)’s advanced oracle system for price discovery. It also has backup systems and data from DEXs.

This makes sure that all the values on the platform are correct.

Borrowing interest is linked to how much money is available: low rates attract borrowers when there is a lot of money available, while high rates encourage depositors when there isn’t much money available.

This creates a self-balancing financial system.

Also, mtToken staking and the buy-and-distribute mechanism work together to keep MUTM demand high.

The money made via lending and borrowing will be used to buy back tokens from the open market, which will then be given to mtToken stakers.

This constant buying pressure will help keep prices steady while rewarding those who stay in the market for a long time.

This makes MUTM a good choice for both aggressive and cautious investors who are following crypto charts and trying to figure out why crypto is down.

The roadmap is set up so that the platform’s features may be added one at a time.

Phase 1 has finished setting up the presale, external audits, and AI-powered helpdesk.

The second phase is all about building smart contracts, DApp infrastructure, and liquidity pools. In Phase 3, testnets will be launched, audits will be finished, and beta demonstrations will be shown.

In Phase 4, the whole platform will be released, it will be listed on major exchanges, integrated with several chains, and used by businesses.

Credibility and security are still the most important parts of the ecosystem.

CertiK audits show that the token scan score is 90 and the Skynet score is 79, which means that smart contracts are reliable.

The $50,000 bug bounty program encourages people outside the system to reveal security holes, while the continuing $100,000 giveaway gives $10,000 each to ten early believers.

Conclusion

People who buy early will get a lot of benefits. For example, if you swapped $5,000 worth of BTC for MUTM at $0.01, you would get 500,000 tokens, which are worth $17,500 at the current presale price of $0.035.

This investment would be worth $30,000 when it was listed at $0.06. The coin has the potential to make 23X its value since the platform is growing and more people are using it.

This shows that investors may take advantage of real demand-driven growth instead of speculative hype in the present crypto pricing environment.

Mutuum Finance (MUTM) combines lending and borrowing, stablecoin use, staking rewards, the need to buy before the presale closes, and strong Layer-2 integration.

Meme currencies are losing steam this year, but MUTM is a smart and high-growth option for crypto investors who want to make money in a safe and disciplined DeFi environment.

People who keep an eye on crypto charts and look at market trends will find MUTM’s structure interesting since it focuses on genuine use and quick acceptance.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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