From just $0.01 to $0.035, MUTM’s 350% jump mirrors SOL surge before it hit $100

Mutuum Finance (MUTM) has already posted a 350% gain since its first presale phase, and the fundamentals suggest it is building toward something big.

Mutuum’s blueprint for decentralized finance

Where Solana (SOL) won attention for its scalable smart contract layer, Mutuum Finance (MUTM) is carving its path in decentralized lending, borrowing, and stablecoin utility.

Its vision is anchored in fully overcollateralized lending protocols and a non-custodial stablecoin system that is programmed to preserve price stability through on-chain mechanisms. 

The stablecoin that will be deployed by Mutuum Finance (MUTM) will only be minted through smart contracts that require users to lock high-value crypto assets.

These assets will back the stablecoin’s $1 peg, while interest rates will be controlled by governance parameters, ensuring long-term equilibrium between borrowers and lenders.

Mutuum Finance (MUTM) is also introducing a unique Peer-to-Contract (P2C) model, which allows lenders to bypass traditional intermediaries and interact directly with smart contracts.

This design simplifies the borrowing process, reduces middleman costs, and unlocks greater capital efficiency. On the other side, Peer-to-Peer (P2P) functionality will allow users to negotiate lending terms using more volatile tokens such as PEPE or DOGE, combining flexibility with high-yield potential.

The protocol will also offer a staking system tied to mtTokens—interest-bearing assets issued 1:1 when users deposit stablecoins or blue-chip tokens.

These mtTokens will grow in value as borrowers repay interest and can be staked for MUTM rewards, driving continuous demand for the ecosystem’s native token.

Price growth backed by tokenomics and economic logic

Unlike SOL’s early days, when infrastructure was still in its infancy, Mutuum Finance (MUTM) is preparing to launch with critical pieces already in place.

Currently in Phase 6 of its presale, MUTM is priced at $0.035, with over $13.7 million raised, more than 14,500 holders, and just 5% of this phase sold. Once Phase 7 begins, the token price will jump to $0.04, locking in a 15% markup for new participants.

Security has also been frontloaded. The platform already boasts a CertiK audit score of 95 and a Skynet trust score of 78, backed by a $50,000 bug bounty to reinforce confidence in the codebase.

These scores signal institutional-grade diligence and provide a safety net for larger investors.

Yet the most important driver may be economic fundamentals. With a fixed supply of 4 billion tokens, MUTM stands to benefit from classic supply-demand dynamics as user activity scales.

As more borrowers mint stablecoins, more collateral gets locked, and demand for the token strengthens through platform fees, staking rewards, and buyback events. Unlike inflationary models that dilute token value, Mutuum Finance (MUTM)’s design offers predictability and sustainability—two things long-term investors value.

Its roadmap also hints at strong near-term development. A beta launch is scheduled for token listing, followed by cross-chain integration, regulatory compliance alignment, and finalization of smart contract infrastructure.

These milestones are built to unlock real user flows and make Mutuum Finance (MUTM) an operational engine, not just a speculative play.

Final words

As infrastructure matures, user demand intensifies, and capital flows shift from legacy coins into next-gen protocols, the growth curve for MUTM becomes clearer.

What Solana (SOL) achieved through blockchain speed, Mutuum Finance (MUTM) is aiming to replicate through a superior economic model and utility-focused design.

With pricing still at $0.035 and a long way to go before reaching the $0.06 public listing value, the window remains open for those ready to take strategic positions.

This is not just another presale—it’s the early chapter of what could mirror one of the biggest climbs in crypto history.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

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