Investors believe that MUTM could outpace Solana as DeFi TVL soars

Over 14,800 holders have already joined the wave, with 7% of the current phase allocation sold from a total pool of 170 million tokens.

The listing price is locked in at $0.06, but a 15% jump is imminent as Phase 7 approaches. For early buyers, this creates a tight window of opportunity to enter before the price moves.

With over $13.7 million raised so far and increasing momentum on social platforms, including 12,000+ Twitter followers, demand is clearly surging ahead of the beta launch.

Solana (SOL) DeFi TVL soars

Solana’s (SOL) DeFi Total Value Locked (TVL) has skyrocketed to $14 billion, a six-month high, driven by a 14.14% weekly price surge to ~$191.76 and robust ecosystem growth.

Leading protocols like Jito ($3.09B), Jupiter Exchange ($2.90B), and Kamino Finance ($2.89B) have fueled this surge, with Raydium’s 86% quarterly TVL growth dominating DEX activity. The memecoin frenzy and $839 million in cross-chain BTC inflows have boosted liquidity, while the Maxwell hardfork reduced block times, enhancing scalability. 

Despite a recent 2.23% daily dip, SOL’s market cap exceeds $103 billion, reflecting strong investor confidence. However, security concerns in smart contracts and whale pullbacks pose risks, with TVL dipping to $8.5 billion briefly.

Solana’s high throughput (297,000 TPS) and low fees continue to attract developers, positioning it as a top DeFi contender.

From ADA to MUTM: a 100x mindset

To better grasp the scale of what’s unfolding, consider this: an investor who swapped $10,000 worth of Cardano (ADA) during Phase 1 of the Mutuum Finance (MUTM) presale, when the token was priced at $0.01, would now be sitting on $35,000 in value at the current $0.035 price in Phase 6.

Once the listing price of $0.06 is reached, that same investment will have grown 6x. But the more compelling vision lies just ahead—analysts project that MUTM can reach $1 post-launch, thanks to its multifaceted utility and expanding DeFi integrations.

At that level, the same $10,000 bet could turn into $1 million — a full 100x gain.

What will set Mutuum Finance (MUTM) apart from tokens that rise solely on social hype is its real, functioning DeFi infrastructure.

The protocol will operate a dual lending model that combines Peer-to-Contract (P2C) and Peer-to-Peer (P2P) mechanisms. This hybrid model will allow users to earn passive income by lending blue-chip assets directly into smart contracts or engage in higher-risk, custom-term lending agreements. 

Take this practical example from the P2C system. A user who deposits $7,500 worth of XRP into the protocol at a 70% Loan-to-Value (LTV) ratio will earn a 7.2% APY, translating to $540 per year in passive income.

This type of smart-contract-driven flexibility will empower users to retain asset exposure while unlocking liquidity, making the platform an appealing option for sophisticated DeFi users.

Layer-2 scalability, stablecoin utility, and unshakable confidence

Mutuum Finance (MUTM) is not only focused on lending but also building a full-stack DeFi ecosystem. The upcoming launch of its decentralized stablecoin is designed to maintain a consistent $1 peg by leveraging controlled minting and burning mechanisms.

The stablecoin will only be minted when a loan is initiated and automatically burned upon repayment, ensuring strict control of supply.

The integration with a Layer-2 blockchain will also reduce gas fees and dramatically increase transaction throughput — two things that will boost usability and adoption once the platform goes live.

Backing all of this is a robust security framework. The protocol has undergone manual review and static analysis through a partnership with CertiK.

The audit resulted in a Token Scan Score of 95 and a Skynet security rating of 78, providing investors with a layer of confidence not often found in emerging DeFi projects.

Further reinforcing community trust is a $50,000 bug bounty program, encouraging developers to test the limits of the platform’s smart contracts, and a generous $100,000 giveaway that will reward ten lucky users with $10,000 worth of MUTM each.

As the next presale phase looms with a 15% price hike, every moment counts. Solana (SOL) created life-changing wealth for those who saw its potential at $1.

Now, with all the fundamentals pointing to a high-utility, security-audited protocol in Mutuum Finance (MUTM), early believers once again stand at a similar crossroads — only this time, the entry point is even earlier, and the potential gains even greater.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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