Market sees this altcoin delivering 30x before BTC’s next surge

A presale gem with a roadmap to triple-digit gains

MUTM is currently priced at just $0.035 in Phase 6 of its presale. At this rate, a move to $1.05—its projected post-listing target based on platform growth forecasts, tokenomics, and Layer-2 deployment—would represent a 30x return.

Unlike vague memecoins or tokens with no real use case, Mutuum Finance (MUTM) is building the foundation for a decentralized lending ecosystem powered by P2P and P2C mechanics. And that’s exactly why attention is shifting from established coins to this rising DeFi star.

More than 14,800 holders have already joined the project, and 7% of the allocated 170 million tokens in this round have been sold.

The clock is ticking toward a 15% price increase in Phase 7, which will move the token to $0.040. But for those buying in now, the upside remains unmatched.

At the time of writing, the listing price is already locked at $0.06, giving new buyers a guaranteed gain just by entering early.

Long-term projections remain even more explosive. A wallet that entered Mutuum Finance (MUTM) in Phase 1 with just $3,000 rotated from Chainlink (LINK) is now sitting on roughly $10,500 worth of tokens.

And based on post-launch projections toward $1, that’s a full 30x return within sight. For investors looking to outperform the broader market, this is not a development to overlook.

Lending utility sets the foundation for DeFi expansion

One of the biggest growth catalysts behind Mutuum Finance (MUTM) will be its two-pronged lending approach. On the P2C side, lenders will deposit blue-chip assets like Ethereum, BNB, MATIC, or stablecoins into liquidity pools and earn high-yield passive returns.

For instance, a user depositing $8,000 in MATIC will be able to earn 9.5% APY—equivalent to $760 annually—just by contributing to the ecosystem.

Borrowers, meanwhile, will tap into the same pool by putting up collateral. With a 65% loan-to-value ratio, that AVAX deposit will enable another user to borrow $5,200 in USDC, unlocking capital without selling long-term holdings.

P2P lending will also be part of the Mutuum Finance (MUTM) blueprint, allowing users to directly negotiate loan terms on more volatile or meme crypto assets like DOGE, TRUMP, FLOKI, and BONK.

This model will introduce flexibility and customization, attracting a broader range of DeFi users and enabling yield strategies beyond conventional platforms.

But this is just the beginning. The development team has announced plans to integrate the platform on a Layer-2 network at launch. This will significantly reduce gas fees and improve

transaction speed, critical for scaling user adoption. Combined with the upcoming decentralized stablecoin that will be minted and burned against loan creation, Mutuum Finance (MUTM) is laying the groundwork for long-term demand and consistent utility.

Community building

To instill trust and enhance security, the project has partnered with CertiK for a comprehensive audit. The platform scored 95.00 in the Token Scan and achieved a Skynet rating of 78.00.

Additionally, a $50,000 bug bounty campaign is underway, inviting ethical hackers to rigorously test the code for vulnerabilities. Alongside this, a $100,000 giveaway is being offered to early believers, with ten winners walking away with $10,000 in MUTM tokens each.

With more than 12,000 followers on X (formerly Twitter) and rising, the community is expanding by the hour. But access to the $0.035 price level won’t last much longer.

The current phase is nearing sellout, and once it closes, Phase 7 will push the token to $0.040. That’s a 15% bump—instantly increasing the entry price for anyone who hesitates.

For those still on the sidelines, this is a rare moment in the DeFi cycle: a live presale with a locked-in listing price, audited smart contracts, active incentives, and a clear roadmap that supports long-term valuation.

As other assets like Bitcoin and Ethereum move sideways, Mutuum Finance (MUTM) is preparing to step into the spotlight. There’s still time to get in early, but not much.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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