Mutuum Finance (MUTM) and Ripple (XRP) price outlook: XRP eyes 75% rally as MUTM targets 11x growth

As the broader crypto market regains momentum, both established names like Ripple (XRP) and rising players like Mutuum Finance (MUTM) are drawing investor attention.

While XRP is flashing a bullish pattern pointing to a potential 75% rally, newer tokens like MUTM are turning heads with predictions of 11x growth after their launch.

Ripple (XRP)

Ripple’s XRP has recently benefited from a wave of positive developments, including the SEC’s decision to drop its long-standing lawsuit.

With this legal overhang lifting, XRP’s market sentiment has notably improved. Technical analysts are now pointing to a bullish symmetrical triangle forming on XRP’s price chart—a pattern that typically signals a continuation of upward momentum.

Based on current price levels, a breakout could send XRP toward the $4.35 range, marking a 75% increase from its current value.

Adding fuel to the rally is renewed interest from institutional players, with XRP’s liquidity deepening through upcoming futures markets.

The introduction of regulated XRP futures and growing demand across centralized exchanges have created an environment where a major price breakout feels increasingly possible.

While the market still contends with certain restrictions on XRP’s institutional sales, the broader outlook for 2025 has improved significantly.

Mutuum Finance (MUTM)

While XRP captures headlines, crypto analysts are starting to shift some of their focus toward emerging DeFi projects like Mutuum Finance. MUTM, the protocol’s native token, is currently in its presale phase, priced at $0.02.

Analysts tracking presale performance and project fundamentals have projected a potential price surge of up to 11x following the token’s exchange listing.

This projection is largely supported by Mutuum’s real utility in decentralized lending and its growing presale traction, which reflects both market demand and user confidence.

Unlike many new tokens that rely solely on hype, MUTM is backed by a functioning ecosystem and clear financial mechanics.

The platform is expected to launch a beta version of its DeFi protocol alongside the token release—creating direct demand for the token from day one. Combined with a structured buy-and-distribute mechanism, this creates a strong case for price appreciation shortly after launch.

Mutuum Finance is currently in Phase 3 of its presale, with tokens priced at $0.02. Over 62% of this phase has already sold out, and the upcoming Phase 4 will raise the token price to $0.025—a 25% jump.

With more than $4.45 million raised and over 6,300 holders onboard, FOMO is building rapidly.

The project’s presale structure rewards early participants, and demand has been increasing with each new phase. Many expect Phase 4 to sell out quickly as the token edges closer to public exchange listings.

How Mutuum Finance works

Mutuum Finance is a decentralized, non-custodial protocol that allows users to lend and borrow digital assets in a permissionless way.

It offers two lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). In the P2C model, users supply assets into liquidity pools and earn variable interest.

Borrowers access liquidity by locking in collateral, ensuring overcollateralization to maintain platform integrity.

The P2P model gives users more freedom to negotiate loan terms directly, ideal for volatile or unconventional tokens not typically supported by traditional DeFi protocols. This flexibility helps broaden participation and isolate risk away from core liquidity pools.

A core feature of Mutuum is its mtTokens system. When users supply assets to the platform, they receive mtTokens that represent their deposit.

These tokens automatically accumulate value over time, reflecting the interest earned. mtTokens can be redeemed for the original asset plus accrued interest, giving users the ability to earn passively without the need to constantly manage positions or engage in staking.

While XRP is riding a renewed wave of optimism thanks to bullish chart patterns and legal clarity, newer entrants like Mutuum Finance are setting up for potentially even greater percentage gains.

Backed by real-world utility, growing community interest, and a fast-selling presale, MUTM may be one of the more compelling DeFi tokens to watch in the months ahead.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

The post Mutuum Finance (MUTM) and Ripple (XRP) price outlook: XRP eyes 75% rally as MUTM targets 11x growth appeared first on Invezz