SOL crosses $190, yet this $0.03 token is getting noticed by DeFi traders

That’s where Mutuum Finance (MUTM) enters the spotlight.

As SOL climbs, smart money is pivoting to smaller DeFi gems with real infrastructure, and Mutuum Finance (MUTM), currently in presale, is quickly becoming one of the most talked-about projects in that space.

Rather than joining the crowd chasing already pumped assets, seasoned DeFi investors are locking in positions in early-phase tokens backed by utility, protocol revenue sharing, and decentralized architecture.

Mutuum Finance (MUTM) is doing more than just promising upside; it’s building to offer an entirely new ecosystem that includes staking income, stablecoin mechanisms, and a built-in dynamic structure designed to reward long-term holders.

This distinct approach to capital efficiency is what’s setting MUTM apart from speculative altcoins.

Solana (SOL) crosses $190

Solana (SOL) surged past $190, trading at ~$191.76, with a 6.94% 24-hour gain and a 14.14% weekly increase, pushing its market cap to ~$103 billion.

The rally, driven by $11 million in short liquidations and $39 million in institutional inflows, cleared key resistance at $189, where only 1.59% of supply was bought, signaling low overhead resistance. 

Solana’s DeFi ecosystem, with $12.09 billion TVL and $1.79 billion daily DEX volume, alongside meme coin launches on Letsbonk, fueled the breakout.

Technical indicators, including a rising RSI and bullish MA Cross, suggest potential to hit $224 or $300 by year-end. However, a 2.23% daily dip to $180.21 and bearish 50-day MA trends hint at volatility.

Holding $183 support is key to sustaining momentum, with $170 as a pullback zone.

Mutuum Finance (MUTM): dual-earning through mtTokens and stablecoin mechanics

The core value of Mutuum Finance (MUTM) will lie in how the protocol treats deposited assets. When a user supplies a blue-chip token or stablecoin into the platform’s pooled lending contracts, they receive mtTokens 1:1.

These mtTokens represent the original deposit but begin to accumulate yield as the lending pool generates interest. The beauty of the model is that these mtTokens can then be staked in the smart contracts, opening up an additional stream of MUTM rewards.

This dual-income design means users do not have to sell their crypto to earn from it, making their capital work harder while retaining exposure to long-term assets.

Mutuum Finance (MUTM) is also preparing to launch a decentralized stablecoin system designed for real-time issuance and burning.

A stablecoin is minted only when a loan is issued and is burned as soon as it is repaid. This kind of tightly controlled circulation will prevent inflation and maintain the peg, bringing a more sustainable approach to decentralized finance.

Combined with the automatic rate-setting of the P2C (pooled-to-contract) lending model, which pays lenders APY based on pool utilization, the system creates a consistent and scalable passive income mechanism.

Why DeFi traders are accumulating MUTM before the next price jump

With SOL showing strength, analysts are closely watching the DeFi sector for the next big mover.

What’s drawing attention to Mutuum Finance (MUTM) isn’t just the low entry price—it’s the technology stack and ecosystem being built around the token.

Unlike projects that only serve speculative purposes, Mutuum Finance (MUTM) Finance is engineered as the utility backbone for a lending protocol that incorporates both pooled lending and peer-to-peer (P2P) borrowing. 

The P2P model will allow users to directly negotiate terms for exotic or higher-risk tokens, giving flexibility to experienced borrowers.

Meanwhile, most users will interact with the P2C side, where assets like ETH, BTC, SOL, or USDT can be borrowed or lent under overcollateralized terms using a transparent loan-to-value (LTV) system.

Currently, the project is in Phase 6 of its presale, with tokens priced at $0.035. Over $13.8 million has already been raised, and more than 14,700 holders have secured their position.

Only 7% of Phase 6’s 170 million token allocation has been sold, but that number is rising quickly as anticipation builds. The next price increase will push MUTM to $0.040 in Phase 7—a 15% gain for anyone entering now.

At listing, the token will be priced at $0.06, and further upside is widely anticipated as the full platform prepares for beta launch.

A $100,000 giveaway is also running, where 10 winners will receive $10,000 worth of MUTM each.

To reinforce its security commitment, the team has also initiated a $50,000 bug bounty in collaboration with CertiK, which rated the token with a 95.00 Token Scan Score and a Skynet score of 78.00.

The community is rapidly expanding, with more than 12,000 followers tracking updates and presale progress.

Roadmap and early investment example

Mutuum Finance (MUTM) has already delivered on key Phase 1 roadmap objectives such as the presale launch, audit completion, and platform listing visibility. The next phases include finalizing smart contract development and launching the full dApp.

The beta version is expected to be available as soon as the token lists are provided, providing early users with immediate access to lending and staking functionality.

At $0.035, Mutuum Finance (MUTM) offers a rare window of opportunity. Early investors from Phase 1, who entered at just $0.01, are now sitting on 250% gains, and with a listing price of $0.06, that figure is expected to climb.

For those entering now, the chance to lock in before the next 15% price jump—and ahead of full platform deployment—could be a game-changer.

As Solana (SOL) approaches all-time highs, traders who truly understand DeFi fundamentals are turning their focus to the next breakout ecosystem token. That token is Mutuum Finance (MUTM).

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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