
Sui (SUI)’s explosive DeFi growth has captured market attention—its Total Value Locked (TVL) has soared past $1.8 billion, positioning it alongside powerhouses like Avalanche and Solana.
These platforms have become magnets for capital, with institutional-grade infrastructure and high-speed execution.
While big TVL is great for ecosystem credibility, it often signals a steep climb for new investors.
The earliest gains have already been absorbed. Today’s smartest crypto buyers are no longer looking at what’s already pumped—they’re pivoting toward presale tokens with deep utility and low entry points.
That’s why all eyes are turning to Mutuum Finance (MUTM).
This rising DeFi protocol is still unlisted, but is already being called one of the best-kept secrets in the ecosystem.
Mutuum Finance (MUTM) is building a next-gen liquidity platform that merges Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending into a unified model—something that few, if any, DeFi platforms have fully achieved.
Its core offering allows users to unlock liquidity from assets like XRP (XRP), Polygon (MATIC), Solana (SOL), or Chainlink (LINK) without needing to sell them.
This means users will be able to preserve exposure while borrowing stablecoins like USDT, USDC, or DAI at Loan-to-Value ratios between 60% and 72% depending on pool utilization.
Sui (SUI)’s DeFi TVL crosses $1.8B
Sui (SUI)’s Total Value Locked (TVL) in DeFi surged past $1.8B, ranking it #8 among blockchains, driven by institutional adoption and protocols like NAVI ($370M), Cetus ($174M), and Sui (SUI)lend ($170M).
The milestone, achieved post-July 7, 2025, follows a 480% TVL increase since May 2023, outpacing Solana (183%) and Ethereum (57%).
USDC integration and Phantom wallet support (7M+ users) have boosted liquidity, while DEX volumes hit $7.8B monthly. SUI’s price rose 6.7% weekly to $3.09, eyeing a $5.35 all-time high.
SUI’s TVL growth fuels optimism in Layer-1 tokens, potentially lifting SOL and APT in crypto markets.
In stocks, blockchain firms may gain, though U.S.-BRICS trade tensions could spark volatility. In forex, a stronger dollar may cap SUI’s upside, but institutional inflows and DeFi momentum could drive sustained growth, positioning Sui (SUI) as a top DeFi contender.
Real yield, real flexibility, and early-stage entry
What will set Mutuum Finance (MUTM) apart will be its income-generating potential.
Lenders who deposit crypto into the P2C pools will receive mtTokens—ERC-20 compliant tokens that will reflect their share of the pool and the real-time interest earned.
Interest rates will vary with pool utilization, meaning the more borrowing demand grows, the higher the rewards will be for lenders.
During periods of strong utilization, lenders who deposit tokens like Chainlink (LINK) can expect to earn upwards of 15% APY.
A $4,000 deposit under those conditions will generate between $600 and $700 annually, without needing to trade or actively manage a position.

For borrowers, the platform will offer unmatched flexibility. Through P2C, users will be able to borrow against blue-chip assets using smart contracts.
Through P2P, they will negotiate custom loan terms, including interest rates and repayment structures, for more speculative or volatile tokens like DOGE, SHIB, and PEPE.
This will open the door to real DeFi innovation, where users won’t be limited to one-size-fits-all collateral models.
While many DeFi users are still chasing yield in mature ecosystems, investors are entering early-stage platforms like Mutuum Finance (MUTM) during the presale, where gains are not just expected from yield, but also from asset appreciation.
With over $12.1 million already raised and more than 13,000 holders participating, momentum is building fast.
The token is currently priced at $0.03 in Phase 5 of the presale. Already, 70% of this phase has been sold.
The next phase will lift the price to $0.035—a full 20% increase.
Those who secured positions during Phase 1 at $0.01 are already sitting on 3x returns.
Since the listing price is set at $0.06, early participants are tracking toward a minimum 6x gain, before factoring in additional price appreciation from staking, lending volume, and token buybacks.
Market analysts are projecting a 10x rally—up to 900%—as protocol utility goes live and lending markets scale.
What’s fueling this optimism isn’t just tokenomics, but trust and security.
Mutuum Finance (MUTM) has passed a full smart contract audit by CertiK, the most respected blockchain security firm in the space.
It received a Token Scan Score of 95.00 and a Skynet Score of 77.5—metrics that serve as strong signals to risk-aware investors.
In parallel, a $50,000 Bug Bounty Program is running to stress-test the platform ahead of launch.
This includes rewards for any vulnerabilities found, covering every level from critical to low severity, ensuring the code remains battle-hardened before going live.
Presale window narrowing fast
Mutuum Finance (MUTM) isn’t just delivering yield. It’s laying the groundwork for long-term ecosystem sustainability through its built-in buyback and dividend distribution model.
A portion of protocol revenue will be used to purchase MUTM tokens on the open market and distribute them to users who stake mtTokens in the designated smart contracts.
This flywheel not only rewards long-term believers but steadily increases market demand for the token, setting the stage for organic price growth post-launch.
Adding even more incentive for early participants is the $100,000 giveaway.
Ten winners will each receive $10,000 worth of MUTM tokens, giving the community a massive reason to engage ahead of the final presale phases.
Sui (SUI)’s early explosion may be impressive, but for those seeking 10x opportunities, that ship has sailed.
Mutuum Finance (MUTM) is still in the discovery phase, still affordable, and still under the radar.
With a clear roadmap, powerful token utility, dual lending models, and hardened security—all locked in at a $0.03 entry price—it’s not a question of whether the opportunity exists, but whether you’ll move before the price rises to $0.035.
The window is narrowing. The real gains are ahead.
For more information about Mutuum Finance (MUTM), visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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