
Traders are actively scanning crypto charts for opportunities that combine high utility with strong growth potential.
Amid BTC and ETH volatility, many are shifting focus toward DeFi protocols that offer predictable returns and structured earning mechanisms.
With the crypto crash today creating uncertainty in speculative markets, Mutuum Finance (MUTM) stands out as a platform designed to reward disciplined trading and long-term engagement.
The project is positioned to attract traders seeking sustainable yield alongside high upside.
Three trader-driven catalysts behind MUTM
Phase 6 of the Mutuum Finance (MUTM) presale is currently priced at $0.035, with approximately $16.73 million raised and 55% of the 170 million tokens in this phase already sold to over 16,750 holders. The total supply of MUTM is 4 billion tokens.
Phase 7 is scheduled to launch at $0.040, representing a 15% price increase. With the team announcing the development of its lending and borrowing protocol, traders will have early access to real DeFi functionalities.
Those entering before Phase 7 will secure discounted tokens while gaining exposure to a platform expected to generate high trader engagement and volume.
Mutuum Finance (MUTM) is structured around dual lending mechanics whose development was announced recently, providing both security and opportunity for traders.
The P2C system allows deposits of stablecoins and bluechip assets into smart contracts. A $20,000 USDT deposit will generate mtUSDT at a 1:1 ratio, earning 15% APY and producing $3,000 in annual passive income.
Borrowers can use assets like ETH as collateral; for instance, $1,500 ETH enables borrowing $1,125 at a 75% LTV.
For higher-risk tokens such as SHIB or PEPE, the P2P lending system offers isolated pools where traders can access greater returns without impacting the stability of core liquidity pools.
This dual model caters to both conservative and aggressive strategies, providing traders with flexibility while maintaining overall protocol health.
Price discovery and stablecoin mechanics
Price discovery and liquidity are two more things that traders like about MUTM. To make sure that valuations are correct and up to date, the protocol will include Chainlink main feeds, fallback oracles, aggregated feeds, and TWAPs from decentralized exchanges.
Borrowing costs change depending on how much of the pool is being used. When the pool isn’t being used, interest rates go up to encourage deposits, and when it is being used a lot, rates go down to encourage borrowing.
With this changing structure, liquidity stays even, which cuts down on slippage and lets traders work well even when the market is stressed. Mutuum Finance (MUTM) gives buyers the confidence to take positions with known outcomes by making asset prices clear and dependable.
Stablecoin mechanics and mtToken rewards make traders even more interested. The autonomous stablecoin will only be created with assets that are overcollateralized and will be burned when loans are paid back.
To keep the $1 peg, interest rates will be controlled by the government. Arbitrage chances will keep things stable, and mtToken staking contracts will let users get MUTM rewards.
A part of the platform’s revenue will also be used for open-market buybacks. This will keep people wanting tokens, which will help the price rise.
These features will make traders more likely to hold on to and stake their tokens, which will increase protocol involvement and make the market deeper.

Roadmap
Mutuum Finance (MUTM) will continue to execute its roadmap in phases. Early phases, including presale and marketing campaigns, are ongoing, while future phases will roll out core smart contracts, beta testing, and front-end infrastructure.
The dashboard will allow traders to monitor their holdings and calculate ROI, while the Top 50 leaderboard will reward the largest investors with bonus MUTM tokens.
Security and credibility will remain key, with a CertiK audit (Manual Review + Static Analysis, Token Scan 90.00, Skynet 79.00), a $50,000 USDT bug bounty, a $100,000 giveaway, and a growing community of over 12,000 Twitter followers.
Investors in Phase 1 show that they can make money quickly. When an investor put BTC and ETH into MUTM at $0.01, they now have tokens worth $0.035, which is 3.5× returns.
Layer-2 integration will lower transaction costs, and future listings on Tier-1 exchanges like Coinbase will increase adoption and liquidity. This will support a Phase 7 price of $0.040 and more price growth.
By using the beta start, traders will be able to see how the lending, borrowing, and staking features work for themselves. This will increase demand and speed up price growth.
Traders should get Mutuum Finance (MUTM) before the price goes up since 55% of Phase 6 has already been sold. MUTM is a great choice for strategic crypto investment because it has two loan models, strong protections for collateral, dynamic liquidity management, and rewards for staking.
As more people use the protocol and more people accept it, traders will set themselves up for long-term gains, making MUTM the new cryptocurrency to buy while the rest of the market watches why crypto is going up.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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