Which crypto for next 100x? Insiders see DeFi coin beating XRP’s pace

When XRP went from being worth pennies to dollars, it made a lot of people rich and became a model for how to get a lot of money back in crypto.

But people who know XRP well say it was missing one important thing: DeFi mechanics that create actual, ongoing demand.

That’s why Mutuum Finance (MUTM), which is only $0.035 in its presale, is already getting a lot of attention. The project is being marketed as the next big run since it has a lending and borrowing base and a token buyback strategy. Analysts are openly wondering if it will make 100x more money faster than XRP ever did.

From $0.035 to triple digits

It’s easy to do the math when a token costs $0.035. If the price goes to $3.50, it will be worth 100X as much, and insiders say that Mutuum Finance (MUTM) has the tools to make it happen. This ecosystem is built around stablecoin supply and lending, which creates constant demand.

This is different from prior tokens that relied primarily on speculative excitement. The token is an important aspect of every transaction since users borrow against collateral, pay back loans with interest, and stake.

This structure changes MUTM from a passive asset into an active utility that increases in value over time. Just like XRP had a story about cross-border payments, Mutuum Finance (MUTM) is becoming a DeFi center where lending, staking, and stablecoin use will all come together.

And since insiders are already buying up crypto, the next spike in value seems less like a question of whether crypto is a solid investment and more like a question of when to get in.

Borrowing and lending mechanics

The main idea behind Mutuum Finance (MUTM) is a borrowing and lending model that fixes problems with older DeFi platforms.

All loans will be overcollateralized, which means that borrowers will have to put down more value than they get. If the market changes and the value of collateral lowers, liquidation triggers will keep the system fully supported and maintain solvency.

Liquidation thresholds will depend on how volatile the assets are. Stable assets like ETH or stablecoins will have higher loan-to-value ratios, around 75%, while more volatile assets will be in the 35–40% range. This method keeps the platform stable even when there are big drops, like during a crypto meltdown.

Liquidators will also get bonuses for closing distressed loans quickly, even if they don’t have enough collateral. This will make sure that liquidity isn’t put at risk.

Reserve factors will be between 10% and 35%, depending on how risky each asset is. This will strike a balance between rewarding people for participating and keeping the protocol healthy in the long run.

When investors ask why crypto goes down every time the markets quake, the explanation is frequently that poor systems can’t handle the stress. Mutuum Finance (MUTM) is designing its structure to keep it from happening.

Presale evidence of insider demand

How insiders act is the best sign of confidence. During its presale, Mutuum Finance (MUTM) raised $15.51 million and has more than 16,200 holders. Phase 6 is now 35% sold out. When it is finished, the price of the token will go up from $0.035 to $0.040, which is a 15% increase overnight.

Insiders are buying a lot during Phase 6 because they know what will happen next: once exchanges start trading, price discovery will start at much higher levels.

Those who wait to buy will only do so at higher prices, while those who obtain their allotment now are getting the final reduced entrance.

Mutuum Finance (MUTM) also knows that no real investor will put money into something unless the security is locked down. The project has been checked by CertiK, which included both manual review and static analysis.

It got a score of 95 on Token Scan and 78 on Skynet. The firm has also set up a $50,000 Bug Bounty program, which invites independent testers to find flaws in the system.

This level of openness shows that the institution is ready. For whales and funds that are thinking about allocating, knowing that there are risk controls and audits in place makes it easier for them to do so.

Mutuum Finance (MUTM) is trying to make itself a place where institutional investors can someday feel safe putting their money.

Beta launch and $100K giveaway

Mutuum Finance (MUTM) will launch its beta platform at the same time as its debut. This is different from XRP, which depended significantly on speculation in its early days.

This means that new investors will be able to use the ecosystem’s borrowing, lending, and stablecoin features right away, instead of having to wait years for them to be useful.

The group has also announced a $100,000 giveaway where ten winners would each get $10,000 in MUTM. This makes things even more exciting.

This two-pronged approach of making the platform useful and rewarding the community will make sure that XRP gets the traction it never had at launch.

It’s already evident what the difference is between buyers in Phase 1 and Phase 6. People who joined at $0.01 have unrealized returns on paper, and Phase 6 investors are still getting in at a lower price until it goes up to $0.040.

Both groups are ahead, but those who wait risk joining at levels that are 15% to 20% higher right away.

People who move quickly in the early stages of crypto history have made a lot of money. Investors who missed XRP’s first swings saw it rise to the top of the charts and wished they had acted sooner.

The time to get in on Mutuum Finance (MUTM) at a discount is running out soon. This is the time to move in before the next phase raises prices.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Which crypto for next 100x? Insiders see DeFi coin beating XRP’s pace appeared first on Invezz