Which crypto to buy now? BTC holds, but $0.035 play could run like post-Covid BTC

Bitcoin (BTC) has earned a reputation as a safe place to keep money, but the market is no longer shocked by its huge price jumps. BTC is a good investment for a lot of people; however, the days of doubling portfolios overnight are passed.

This change has made investors in crypto ask a very important question: which asset could do what Bitcoin (BTC) did after COVID, when it went from $5,000 to a historic bull run?

Analysts now say that Mutuum Finance (MUTM), which is now on sale for only $0.035, has the potential to expand like Bitcoin (BTC) did in its early days.

MUTM is getting a lot of attention as the next big thing in decentralized finance since it has new lending mechanics, a presale that is going well, and a roadmap that includes a Layer-2 upgrade and stablecoin integration.

A platform designed for efficiency and yield

Mutuum Finance (MUTM) is changing the way people will be able to borrow and lend money in decentralized markets.

The peer-to-contract lending model is meant to be stable and efficient. For instance, if a user deposits 500 LINK tokens worth $10,000, they can borrow $6,500 in USDC at a 65% loan-to-value ratio. The system stays solvent with a liquidation threshold of 75%, yet borrowers can still get access to considerable liquidity.

There are built-in predictable returns on the lending side. When the pool is used 80% of the time, an investor who gives 100 AVAX at $30 each, for a total of $3,000, will make $300 a year at 10% APY.

This means that even when a lot of people are asking why crypto is down, investors will still be able to get yield from Mutuum Finance that is protected by strong usage rates and collateral restrictions.

The program will also let people lend each other money for meme assets that can change quickly, like DOGE, FLOKI, SHIB, PEPE, and TRUMP. By keeping these tokens separate in direct agreements, lenders and borrowers can take on more risky configurations without putting the protocol’s main liquidity pools in danger.

This dual design makes sure that blue-chip tokens are safe and speculative assets can be used in a variety of ways.

Presale demand creates urgency

Mutuum Finance (MUTM) is in Phase 6 of its presale right now. It has already raised $15.5 million and has more than 16,200 holders. For $0.035, 35% of this phase’s allocation has been sold.

The token price will go up 15% to $0.040 when Phase 7 starts. This makes it urgent for new people to join, since this will be their last chance to get MUTM tokens at a lower price before the next growth phase.

Experts have said that this window is like buying Bitcoin (BTC) at $5,000 before it went up—a unique opportunity to make a lot of money in the early stages.

A strong security architecture boosts investors’ confidence. Mutuum Finance is being audited by CertiK, and it got good scores of 95 on Token Scan and 78 on Skynet.

The project has also started a bug bounty program with tiered awards of $50,000. This rewards community members who assist in keeping the protocol safe.

In addition, a $100,000 giveaway will award 10 people $10,000 worth of MUTM tokens each. This will help the community develop even more, as it now has more than 12,000 Twitter followers.

Why analysts compare MUTM to Bitcoin (BTC)’s breakout

The platform’s design has ways to handle market volatility well.

ETH and BTC will be able to have loan-to-value ratios of up to 75%, while more volatile assets will be limited to between 35% and 40%, with reserve factors as high as 35% to make sure they can pay their debts.

This balance between being easy to use and safe makes sure the platform is ready for changes in the price of crypto.

Results are already coming in for early investors. A Phase 2 customer who put $15,000 of SOL into Mutuum Finance (MUTM) at $0.015 now has a position worth $35,000 at the presale price of $0.035. This is a 2.33x increase before the token has even launched.

Analysts are sure that they can compare MUTM to Bitcoin (BTC) during its breakout years because it has a listing price of $0.06 and is expected to grow with a beta launch at listing, layer-2 integration, stablecoin utility, and listings on exchanges like Binance, Coinbase, Kraken, KuCoin, and MEXC.

If you’re wondering which cryptocurrency to buy right now, MUTM is a good choice because it has a rare mix of low entry prices, audited security, community support, and a plan for long-term growth.

This project is building up to be a defining chance for the next generation of investors in decentralized finance, just like Bitcoin’s (BTC) rise after COVID.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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